Privacy Policy

ROI Land Investments Ltd. and its subsidiaries and affiliates (following ROI) respect your concerns about privacy. ROI is strongly committed to protecting personal data. This privacy policy describes why and how we collect and use personal data and provides information about individuals’ rights in relation to personal data. It applies to personal data provided to us, both by individuals themselves or by others. We may use personal data provided to us for any of the purposes described in this privacy policy or as otherwise stated at the point of collection.

In this Privacy Policy “ROI” refers to the following legal entities:

  • ROI Land Investments Ltd.

Suite 87, 630 Fifth Avenue, New York, NY 10111

  • ROI Dev Canada Inc.

Suite 1430, 1002 Sherbrooke W, H3A 3L6, Montreal, QC 

  • ROI Securitisation SA

1b Rue Jean Piret, L-2350 Luxembourg

Protection of Personal Information 

We have implemented generally accepted standards of technology and operational security in order to protect personal information from loss, misuse, alteration, access, disclosure or destruction. Only authorized persons are provided access to personal information; such individuals have agreed to maintain the confidentiality of this information.

Although we use appropriate security measures once we have received your personal data, the transmission of data over the internet (including by e-mail) is never completely secure. We endeavor to protect personal data, but we cannot guarantee the security of data transmitted to or by us.

Legal grounds

Your local law may require us to set out the legal grounds on which we rely in order to process your personal information. In such cases, we rely on one or more of the following processing conditions:

  • to perform our obligations under a contractual arrangement with you;     
  • our legitimate interests in the effective delivery of information and services to you and in the effective and lawful operation of our businesses;
  • our legitimate interests in developing and improving our businesses, services and offerings and in developing new offerings;
  • to satisfy any requirement of law, regulation or professional body of which we might be a member; or
  • where no other processing condition is available, if you have agreed to us processing your personal information for the relevant purpose.

Collection and Use of personal data

ROI collects only the personal data necessary for agreed purposes and we ask to only share personal data with us where it is strictly needed for those purposes.

Where we need to process personal data, including personal data from our own staff, to provide services or to receive services from our suppliers, we ask to provide the necessary information to the data subjects regarding its use. Given the diversity of the services we provide, we process many categories of personal data:

The categories of personal data processed by us in relation to the services we provide are generally:

  • Personal details (e.g. name, date of birth, gender, marital status, country of residence);
  • Contact details (e.g. email address, contact number, postal address);
  • Financial details (e.g. salary, payroll details and other financial-related details such as income, investments and other financial interests, benefits, tax status);
  • Banking details (e.g. Bank, account number)
  • Job details (e.g. role, grade, experience)
  • Technology details (e.g for using Guest WiFi, Login credentials).

We use personal data for the following purposes:

  • Providing our products and services
  • Operate, evaluate, and improve our business
  • Security, quality and risk management activities
  • Providing stakeholders and prospective stakeholders with information about us and our range of services
  • Perform data analyses
  • Comply with and enforce applicable legal requirements, relevant industry standards, and our policies

We retain the personal data processed by us for as long as necessary for the purpose for which it was collected. Personal data may be held for longer periods where extended retention periods are required by law or regulation and in order to establish, exercise or defend our legal rights.

We might provide users access to applications. Such applications will contain their own privacy statements explaining why and how personal data is collected and processed by those applications. We encourage individuals using our applications to refer to the privacy statements available on those applications.

We may transfer the personal information we collect about you to recipients in countries other than the country in which the information originally was collected.

This includes countries outside the European Economic Area (EEA). Where we collect your personal information within the EEA, transfer outside the EEA will be only:

  • to a recipient located in a country which provides an adequate level of protection for your personal information; and/or
  • under an agreement which satisfies EU requirements for the transfer of personal data to data processors.

Legal rights

You may have certain rights under your local law in relation to the personal information we hold about you. In particular, you may have a legal right to

  • obtain confirmation as to whether we process personal data about you, receive a copy of your personal data and obtain certain other information about how and why we process your personal data
  • the right to request for your personal data to be amended or rectified where it is inaccurate (for example, if you change your address) and to have incomplete personal data completed
  • the right to delete your personal data in cases including, but not limited to:
    • it is no longer necessary in relation to the purposes for which they were collected and processed;
    • the legal ground for processing is consent, you withdraw consent and we have no other lawful basis for the processing;
    • the objection to processing for direct marketing purposes;
    • personal data has been unlawfully processed; or
    • your personal data must be erased to comply with a legal obligation to which we are subject.
  • The right to restrict personal data processing including, but not limited to the following cases:
    • for a period enabling ROI to verify the accuracy of personal data where you contested the accuracy of the personal data;
    • personal data are no longer necessary for the purposes for which they were collected and processed but the personal data is required by you to establish, exercise or defend legal claims; or
    • for a period enabling us to verify whether the legitimate grounds relied on by us override your interests where you have objected to processing based on it being necessary for the pursuit of a legitimate interest identified by us.
  • The right to object to the processing of your personal data in the following cases:
    • our legal ground for processing is that the processing is necessary for a legitimate interest pursued by us or a third party; or
    • our processing is for direct marketing purposes.
  • The right to data portability: You have the right to receive your personal data provided by you to us and the right to send the data to another organisation if technically feasible where our lawful basis for processing the personal data is consent or necessity for the performance of our contract with you and the processing is carried out by automated means.

Disclosure

ROI shares Personal Data with its affiliates and subsidiaries. We do not sell or otherwise disclose personal information we collect about you, except as described hereafter. We may disclose personal information in cases including but not limited to:

  • with service providers in connection with the operation of this Website and our company, including website hosting, the provision of our services, and promotional material distribution. We do not authorize these service providers to use or disclose the information except as necessary to perform services we asked them to perform or comply with legal requirements.
  • when explicitly requested by you;
  • To law enforcement, regulatory and other government agencies and to professional bodies, as required by and/or in accordance with applicable law or regulation. We may also review and use your personal information to determine whether disclosure is required or permitted.

Third Party Providers

ROI may transfer or disclose the collected personal data to third party contractors, subcontractors, and/or their subsidiaries and affiliates. Third parties support ROI in providing its services and help provide, run and manage IT systems. For example ROI uses providers of identity management, website hosting and management, data analysis, data backup, security and cloud storage services. The servers powering and facilitating our IT infrastructure are located in secure data centres around the world, and personal data may be stored in any one of them.

Links

Our Website may provide links to other websites or apps for your convenience and information. These websites may operate independently from us. Linked sites and apps may have their own privacy notices or policies, which we strongly suggest you review. To the extent any linked websites are not owned or controlled by us, we are not responsible for the websites’ or apps’ content, any use of the websites or apps, or the privacy practices of the websites or apps.

Please submit a request to exercise a legal right in relation to your personal data, or an enquiry if you have a question or complaint about the handling of your personal data.